Passenger injury insurance (passenger injury risk collateral special provision)

If a person (insured person) on board an insured ship dies, suffers a residual injury, or suffers a residual injury due to a sudden and accidental outpatient accident such as a collision, overturn, or fall caused by navigation. If you are injured and need medical attention, you will be compensated.

(*6) Including the pilot. The scope of insured persons can be changed by adding special provisions regarding the scope of passengers.

Major accident examples

・ The passenger was injured when he came into contact with another vessel.
・ When the ship shook, the passenger fell and was injured.

Insurance money to pay

The following insurance will be paid if you die due to an injury caused by a sudden and accidental outpatient accident, if you have a late effect, or if you are hospitalized or go to the hospital.
・ Death insurance
・ Late effect insurance money
・ Medical insurance
* All cases are limited to cases that occur within 180 days from the day of the accident, including that day.

Main cases where insurance money cannot be paid

1. Injuries caused by war, use of foreign force, civil war, riot, etc.
2. Injuries caused by earthquakes, eruptions or tsunamis caused by these
3. Injuries caused by the effects of the harmful properties of nuclear fuel material, objects contaminated with nuclear fuel material, or accidents caused by these properties.
4. Injury caused by an accident that occurs while leaving the water area or inland area within 200 km of land in Japan (however, if the departure is to avoid imminent danger to the insured vessel or its passengers) (Except when the purpose is to save human life.)
5. Injury caused to the insured person (person covered by insurance) due to intentional or gross negligence of the insured person.
6. Injury to the driver himself when he is maneuvering in a state where he may be drunk and unable to maneuver normally.
7. Injury caused to the person while operating the vehicle while under the influence of drugs, cannabis, opium, stimulants, dangerous drugs, paint thinner, etc.
8. Injuries caused to the insured person (person covered by insurance) due to combative acts, suicidal acts, or criminal acts.
9. Wound infections caused by minor injuries that do not interfere with normal life or work (erysipelas, lymphadenitis, sepsis, tetanus, etc.)
10. The vessel is operated by a person who does not have the consent of the person who has the legitimate right to use the vessel.

Created March 2024 3T-23

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Riviera life support



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