Liability insurance (liability clause)

Injury to the life or body of another person (personal injury accident), or loss, damage, or defacement of another person's property due to the ownership, use, or management of a small vessel such as a yacht or motor boat (vessels covered by insurance). We will compensate you for the damage caused by bearing legal liability for damages due to (property accident).

Major accident examples

・ While sailing, I touched another ship and injured the other passenger.
・ While sailing, I came into contact with another vessel and damaged the other's hull or cargo.
・ The fishing nets were damaged while sailing.

Scope of insured persons (insured persons)

We will only compensate for damages borne by the following persons.
・ Registered insured person (* 2)
・ A relative living with a registered insured person (* 2) who is using or managing an insured vessel.
・ Persons who are using or managing vessels covered by insurance with the consent of the registered insured person (* 2) (excluding repair and storage companies)
・ User of registered insured person (* 2) (However, only when the registered insured person is using the insured vessel for the business of the user)

(*2) Refers to the person specified in the insured person column on the enrollment application form as eligible for compensation at the time of enrollment.

Insurance money to pay

1. Damage compensation
2. Expenses that were necessary or beneficial to prevent the occurrence or spread of damage at the time of the accident.
3. Expenses required to carry out the necessary procedures to preserve or exercise rights in the event that damages can be claimed for an accident.
4. If it is determined that there is no liability for damages after taking measures to prevent the occurrence or spread of damage, out of the costs incurred for those measures, emergency measures required for first aid, escort, medical treatment, etc. Expenses and expenses incurred with prior written consent of the underwriting insurance company.

Main cases where insurance money cannot be paid

1. Damage caused by war, use of foreign force, civil war, riot, etc.
2. Damage caused by an earthquake, eruption or tsunami caused by these
3. Damage caused by the action of the harmful properties of nuclear fuel material, objects contaminated with nuclear fuel material, or accidents caused by these properties.
4. Damage due to an accident that occurs while leaving the water area or inland area within 200 km of land in Japan (however, if the departure is to avoid imminent danger to the insured vessel or its passengers) (Except when the purpose is to save human life.)
5. Damage caused intentionally by the policyholder, the named insured (2), or their legal representative, etc.
6. Insured persons other than those specified in ⑤ (persons eligible for compensation)
7. Damage caused intentionally.
8. Damages incurred due to liability for damages to passengers (including the pilot)
9. Damages incurred as a result of bearing increased liability for damages due to special agreements concluded with third parties.
10. Damage caused by terrorist acts, etc.

Created March 2024 3T-23

Contact Us

Riviera life support

Phone

0120-535-536

5-23-16 Kotsubo, Zushi, Kanagawa, 249-0008, Japan

[Phoneephone reception] 10: 00-17: 00
[Regular holiday] Tuesdays and Wednesdays